Walmart Money Card
The Walmart Money Card is a prepaid debit Visa card. It is available at all Wal-Mart retail locations.
It was created to help those that have made bad financial decisions in the past. This is because it offers guaranteed approval and no credit check.
Card holders get free direct deposit. This will save many individuals hundreds of dollars annually on check cashing fees.
Your card will be accepted everywhere you see the Visa logo. This includes internationally and online or over the phone. You can book travel, hotel stays, rent a car, and much more.
It is issued through GE Money Bank an FDIC member. Additional services are provided through the Green Dot Corporation. This means that you can load or deposit money on your card by using a Green Dot Money Pak. These are available at retailers nationwide.
You can also deposit money through direct deposit, a bank transfer, and even at a Wal-Mart cash register. At the register you can load cash, check, or just part of a check. With your card you can also use bill pay.
This will allow you to pay all your bills with just a few clicks of the mouse. And this is issued as a Visa card and gives you the Visa Zero Liability Policy. This means that if you lose your card or it is stolen your money will still be safe.
Many cardholders have found it useful that they cannot go into debt with this card. It is prepaid and therefore you can only spend the money you have already deposited on your card. You’ll never run the risk of being charged an overdraft fee, bounced check fee, over the limit fee, interest fees…
Our economy is increasingly being driven by technology and if you’re only method to pay for goods and services is with cash then you will be severely limited. You’ll be unable to make purchases online, book airfare, rent a car, even just buy gas at the pump.
This card was created to give you that purchasing power. There is no credit check and you are guaranteed approval regardless of any past mistakes. You’ll have 24-7 online account access and you can sign up for free e-mail and text alerts about your account activity.
If you apply online you will not have to pay the $3 issuance fee that you will have to pay if you buy it in a store. And right now they’re even giving you a free $10 direct deposit bonus, just to sign up for free direct deposit and save money on avoiding check-cashing fees.
It will work just like a checking account except you will never get charged an overdraft fee, or a bounced check fee. This card can be used just a like any major Visa card.