Public Savings Bank Secured Credit Card

The Public Savings Bank an FDIC Insured bank issues a secured Visa card. This card will report to all three major credit bureaus.

What Is Secured?

A Secured Card is just like a regular credit card with one exception. Before you are issued a card you must first make a deposit anywhere from $200 – $3,000. This deposit is fully refundable & FDIC insured.

The deposit also protects the bank in case you default on payments. As we said this works just like a regular credit card in that you will be responsible for monthly payments and paying an APR of 14.25%.

No Credit Check

Because your account is secured there is no credit check required for approval – you don’t even have to have a bank account. In fact there are a variety of ways to fund your account and be issued your credit card.

This is ideal for individuals that have had financial mishaps in the past and need a way to establish some credit. It can help your FICO score by showing a positive payment history and this card will report to all 3 major credit bureaus – every month!

This is a real credit card it will be accepted worldwide, online, over the phone and anywhere the Visa logo is displayed. In addition your card will be protected under Visa’s Zero Liability Policy. This just means if your card is lost or stolen your money will still be protected.

http://www.publicsavingsbank.com – Visit to Apply